Debt Free As a Goal

Quote: "As long as you commit your goals on paper you have intentions that the seeds without soil."

I love this quote because it is a quote that helped my life. Three years ago I started writing about my goals and over time I have achieved many of these goals. Now I still have a long list of goals, be has not yet been executed. I know this is great because when I reached all my goals, why should I ? live

Unfortunately, I see many people and customers who are not out targets: personal, business, financial and family goals. Many people seem to be too early.

One goal I am working on it is just a bill: Uncle Same have. If I was only owed taxes and the remainder for a living, vacation or what I think it would be nice. This is now my goal and can not be your goal.

However, if you do not have a financial goal, I propose that we have cited goal of being> Debt free. There is something very liberating about not having to, to work or someone who cares a thumb for you. I have customers who have entered retirement and actually had more money in the next budget after retirement. Now this is not a nice feeling. You deserve in retirement, but more.

How is this possible? Simple because of all the deductions for taxes, medical and 401k, they actually bring home more than if they worked.

Now back to eliminate debt. Put aTarget date to eliminate and put it in writing. Select a time frame, you can undertake to achieve this goal. It may be six months, one year or five years. Then select the debt, which a can be paid by the fastest, regardless of the balance.

Now, once that debt is paid off, no longer calculated on the account. Not conclude, however, because this account is closed accounts, your credit score can hurt.

The elimination of debt will take some time, but long term it will be worth itthe effort. The main thing is to take this goal as any other goal, the appearance and one step at a time. Now I realize it is time that something be necessary in order to be charged on a credit card, but you take the time to be able to incorporate these into the plan.

Now the first step is to write your goal of debt. Then choose a time frame and start playing!

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